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While you can still ask a family member, or get a high-rate loan from a finance company, you can also consider using a social lending network.
These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates.
Borrowers can also use offers obtained on Lending Tree to negotiate directly with lenders; Lending Tree provides customers with lenders' direct contact information for that very purpose.
If you choose to research loans using Lending Tree, be aware that you will need to provide your credit score, which is used by lenders to determine if they would like to compete for your business.
So Fi, short for "Social Finance", bills itself as a modern personal finance company, and its clean, crisp, easy-to-use website definitely matches that description.
And, with more than billion in loans funded to date and 165,000 borrowers (described as "members"), they're clearly making an impact in the lending industry.
Even if you have a low credit score, you may still receive offers as Lending Tree has several providers who work with borrowers just like you.
At Lending Club you can anticipate a one-time processing fee that ranges from 1% to 6% of the loan amount, depending on your loan and loan terms.
You could ask a family member, a friend, or find a personal finance company that offered fixed-rate loans, typically at exobrtantly high interest rates.
Today, however, finding a personal loan brings several more options to the table.
So Fi even provides help through its Career Strategy department to assist borrowers in their search for a new job!
If you're in the market for a personal loan, you'll definitely want to take a look at what So Fi has to offer.